As part of the IPO, Go Digit General Insurance Ltd published the risk factors in Economic Times
One of the major risk factors is that the company relies mainly on vehicle insurance for its revenues and profit.
It has listed the proportion of the various types of insurance like vehicle, property, health, travel,personal accident insurance as part of the gross written Premia (GWP) in the advertisement.
Vehicle insurance was 75% of the GWP in 2021 and has reduced to 61.1% of the GWP in 2023.
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